That you didn't know you could qualify for

We help businesses access real bank lines of credit.

- No credit check to apply
- No application fee
- No expensive rates (most lines at [PrimeRate] Prime Rate)
- Monthly payments (not daily or weekly)

FIND THE BEST OPTIONS

Excellent

February 2, 2024

Huge game changer for my business

Gave me the capital i needed at the perfect time that helped save my retail store in Idaho- shout out Matt for making the process so seamless!

John T

January 30, 2024

fast and simple process...

LOCD's easy application gave us the jolt we required to successfully open a second location.

Kevin G.

Join the thousands of small businesses that activated a cumulative $60 million in affordable bank financing.

Apply online once:
Get access to the best Line of Credit banks have to offer.

We showcase the best qualities of your small business and pair you with the correct bank that best fits your needs.

Access to over 60 banks & lenders to get approved for a Revolving Business Line of Credit.

Easily apply online with our application
Save time by only applying once to access multiple offers
No heaps of paperwork, we assist our clients from start to finish

See Requirements in Your State

The lines of credit vary from state to state. See the requirements before you apply.

Check your State

Straightforward time saving application

Save tons of time, only fill out one application. It takes about 10 minutes.

Get Started

Any questions? Drop Us a Line

Sometimes small business owners like to learn more about the available programs before applying.

Schedule a Call

See an overview of our programs

Find out how a line of credit can specifically help your business. Rates, terms and requirements.

See Overview

Real Banks. Real Lines of Credit.

Line of Credit Depot has the largest supply of banking partners to provide the best line of credit programs to American small businesses.

Much less red tape than traditional process
Very little paperwork
Speedy process. Takes weeks, not months.

Did you know that each state has different requirements for a Line of Credit?

Find out what the requirements are in your specific state

SEE REQUIREMENTS

What State is Your Business Based Out Of?

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Guides to small business finance

Resources & Guides

Discover comprehensive insights and practical advice on securing funding, managing cash flow, and optimizing financial strategies for your small business.

Explore by Topic:

Small Business Growth

Featured Article posted by

Matthew Elling

March 7, 2025

Business Finance

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Tax Strategies

Line of Credit Approvals with Losses On Tax Returns

Think your business has to be profitable to get a line of credit? Not true—LineofCreditDepot.com helps businesses with losses under $100K get approved every day.

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Why Work with Line of Credit Depot and Not Your Banker

I Hate Merchant Cash Advances (MCA)…And Why You Should Too

We match businesses with
Bank Lines of Credit

Getting a bank line of credit can be a lengthy and drawn out process. Line of Credit Depot has taken the guesswork out of applying for a business line of credit. Here is how:

We make the application process much easier and much more effective.

We have centralized and simplified all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Our system presents eligible banks

Our system uses the data points you entered to find which banks fit your industry, size, and location. This allows our team to more accurately focus on banks that will more likely issue an offer. Not only are you able to receive bank financing faster, but are also able to choose from an array of offers.

We take care of the legwork

Our pre-established relationships with these banks allows us to swiftly push your file through a usually lengthy process.

Updates, Announcements & Success Stories

Keep up with posts and updates from the team at Line of Credit Depot.

Line of Credit Depot

June 30, 2025

🚨 Just Funded! 🚨
We secured a $250K revolving line of credit for a drainage service in Connecticut — closed in just 2 weeks! 🔥
✅ First-time borrower
✅ Interest-only payments
✅ Prime rate (7.5%)

Need flexible working capital? Apply today at 👉 www.lineofcreditdepot.com/app/apply

Line of Credit Depot

June 11, 2025

🚀 Just Funded: $210K Revolving Line of Credit for a Dental Practice in New Hampshire!
✅ Closed in 2 Weeks
✅ Worked Around Existing MCA Debt
✅ Interest-Only Payments
Are you a dentist? Discover your funding options: 👉 https://www.lineofcreditdepot.com/industry/line-of-credit-for-dentists Not a dentist? No worries! We fund all industries! Apply now: https://www.lineofcreditdepot.com/app/apply

Line of Credit Depot

June 20, 2025

🚨 Just Funded: $195,000 Revolving Line of Credit
📍 Manufacturer | Connecticut
⏱️ Time to Funding: 2 Weeks
💸 Interest-Only Payments

At Line of Credit Depot, we help businesses access real bank lines of credit—fast. If you're looking for flexible working capital, let's talk.
🔗 Apply today at www.lineofcreditdept.com/apply

Line of Credit Depot

December 2, 2025

📦 Line of Credit Depot just funded a $50K revolving line of credit for a Florida wholesaler in just 10 days. ⏱️ Need quick access to capital? 💰 We've got you covered. Apply now! 🌴

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